Penerimaan Minat Penggunaan Central Bank Digital Currency (CBCD) di Kalangan Generasi Z : Studi Kasus pada Mahasiswa FEB Universitas Katolik Widya Mandira Kupang
DOI:
https://doi.org/10.37481/sjr.v8i1.1006Keywords:
Central Bank Digital Currency, Generation Z, acceptance, interest in use, FEB students, Widya Mandira Catholic University KupangAbstract
This research aims to understand the level of acceptance and interest in using Central Bank Digital Currency (CBDC) among Generation Z, especially students at the Faculty of Economics and Business (FEB) Widya Mandira Catholic University, Kupang. The method used is a qualitative method with a phenomological approach. This research explores perceptions, knowledge, and factors that influence students' interest in using CBDC as a digital currency innovation issued by the central bank. Data was collected through semi-structured in-depth interviews and through Focus Group Discussions (FGD) with a number of students from the Faculty of Economics and Business (FEB). The research results show high acceptance of the Central Bank Digital Currency (CBDC) among generation Z, especially students at the Faculty of Economics and Business (FEB) Widya Mandira Catholic University, Kupang, especially because of the convenience, security and efficiency offered by CBDC in digital financial transactions. The research results also show factors that influence interest in using Centarl Bank Digital Currency (CBDC).
References
Allen, F., Gu, X., & Jagtiani, J. (2022). Fintech, cryptocurrencies, and CBDC: Financial structural transformation in China. Journal of International Money and Finance, 124, 102625.
Amalina, A. P. N. (2023). Kepastian Hukum Atas Kebijakan Central Bank Digital Currency (CBDC) dihubungkan dengan Undang-Undang Nomor 4 Tahun 2023 Tentang Pengembangan dan Penguatan Sektor Keuangan dari Perspektif Politik Hukum di Indonesia (Doctoral dissertation, Universitas Komputer Indonesia).
Atmojo, R. N. P., & Fuad, F. (2023). Upaya Perlindungan Hukum Bagi Para Konsumen Pemegang Aset Kripto di Indonesia. Jurnal Hukum To-Ra: Hukum Untuk Mengatur Dan Melindungi Masyarakat, 9(2), 254-276.
Auer, R., & Böhme, R. (2020). CBDC architectures, the financial system, and the central bank of the future. VoxEU. org–CEPR's policy portal, 15.
Boar, C., & Wehrli, A. (2021). BIS Papers.
Dewi, I. K., Ummah, F., Rozek, A., & Astuti, R. P. (2024). Peran otoritas jasa keuangan dan lembaga peminjam simpanan terhadap pengawasan moneter di indonesia. Kalijaga: Jurnal Penelitian Multidisiplin Mahasiswa, 1(2), 57-65.
Djati, R. M., & Dewi, T. I. D. W. P. (2024). Regulasi Metode Pembayaran Dengan Mata Uang Kripto (Cryptocurrency) Dalam Transaksi Bisnis Internasional. Ethics and Law Journal: Business and Notary, 2(2), 91-106.
Henry Chinenye, U., Anyanwu, F. A., & Amakor, I. C. (2024). IMPACT OF CASHLESS POLICY ON THE NIGERIAN ECONOMY (2009-2022). African Banking and Finance Review Journal, 9(9), 40-54.
Kamil, I., Wahyuningsih, E., & Perkasa, D. H. (2024). Edukasi Literasi Keuangan Digital dan Teknologi: Konsep dan Perbandingan Buy Now, Pay Later dengan Kredit Perbankan di Indonesia. Dedikasi: Jurnal Pengabdian Kepada Masyarakat, 3(1), 354-359.
Nurullia, S. (2021). Menggagas pengaturan dan penerapan central bank digital currency di Indonesia: Bingkai ius constituendum. Journal of Judicial Review, 23(2), 275-290.
Nugroho, A., Supangkat, S. H., & Arman, A. A. (2023, September). Central Bank Digital Currency (CBDC) Information Technology System Design: A Literature Review. In 2023 10th International Conference on ICT for Smart Society (ICISS) (pp. 1-6). IEEE.
Nasir, A., Nurjana, Shah, K., Sirodj, R. A., & Afgani, M. W. (2023). Pendekatan Fenomenologi Dalam Penelitian Kualitatif 1. INNOVATIVE: Journal Of Social Science Research, 3(5), 4445–4451. https://j-innovative.org/index.php/Innovative%0APendekatan
Ozili, P. K. (2023). Central bank digital currency research around the World: a review of literature. Journal of Money Laundering Control, 26(2), 215-226.
Widodo, K. D., Juanda, B., & Hakim, D. B. (2023). Faktor-Faktor yang Memengaruhi Persepsi Penggunaan Central Bank Digital Currency Di Indonesia. 12(1), 23–40.
Widodo, K. D., Juanda, B., & Hakim, D. B. (2024). Determinan Implementasi Central Bank Digital Currency di Indonesia. Jurnal Ekonomi Dan Pembangunan Indonesia, 12(1), 120–137. https://doi.org/10.21002/jepi.2024.8
Zis, S. F., Effendi, N., & Roem, E. R. (2021). Perubahan Perilaku Komunikasi Generasi Milenial dan Generasi Z di Era Digital. Satwika?: Kajian Ilmu Budaya Dan Perubahan Sosial, 5(1), 69–87. https://doi.org/10.22219/satwika.v5i1.15550
