PRATIWI, W. A.; ANDRIANI, D. A. Pengaruh Efisiensi Operasional, Kinerja Investasi, dan Risiko Underwriting terhadap Profitabilitas pada Perusahaan Asuransi yang Terdaftar di BEI Periode 2021–2024. SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business, [S. l.], v. 9, n. 2, p. 844-853, 2026. DOI: 10.37481/sjr.v9i2.1482. Disponível em: https://ojspustek.org/index.php/SJR/article/view/1482. Acesso em: 7 oct. 2026.