RIDWAN, M.; YUSUF, N.; INDRA, J. Pengaruh Return on Equity dan Non Performing Finance terhadap Capital Buffer pada Bank Umum Syariah di Indonesia. SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business, [S. l.], v. 8, n. 3, p. 933-941, 2025. DOI: 10.37481/sjr.v8i3.1171. Disponível em: https://ojspustek.org/index.php/SJR/article/view/1171. Acesso em: 7 oct. 2026.