SANDY, M. ike faradillah; SYAM, M. M. Pengaruh Literasi Keuangan, Kemudahan E-money, dan Gaya Hidup terhadap Perilaku Konsumtif Mahasiswa (Studi Kasus: Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Wiraraja Madura). SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business, [S. l.], v. 8, n. 3, p. 748-755, 2025. DOI: 10.37481/sjr.v8i3.1119. Disponível em: https://ojspustek.org/index.php/SJR/article/view/1119. Acesso em: 7 oct. 2026.